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Fintech firms shouldn’t have free data pass

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European policymakers have created an unfair playing field through open banking reforms, says Simon Lelieveldt, whose background gives him a unique perspective on payments regulation. Lelieveldt has worked in the […]

Tighter borders, freer capital

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Populist politicians in developed countries aim hostile rhetoric at economic migrants, aiming to deter their arrival. But for those who make it across borders to work abroad, sending money home […]

Payment’s changing promise

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Payment lies at the origins of money and a promise to pay still supports public currency. The Bank of England promises to pay…but what? As if to reinforce the belief […]

Payments are about client data

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I meet technologist Dave Birch on a cold, wet January afternoon at Patisserie Valerie in Old Compton Street, a café in London’s Soho district. This is the original branch of […]

Can bitcoin live on fees alone?

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A new Bank for International Settlements (BIS) report has reignited the debate over cryptocurrencies’ long-term viability. In a research paper released this week, Raphael Auer of the BIS’s Monetary and […]

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