PAYMENT

Fintech firms shouldn’t have free data pass

European policymakers have created an unfair playing field through open banking reforms, says Simon Lelieveldt, whose background gives him a unique perspective on payments regulation. Lelieveldt has worked in the […]

Tighter borders, freer capital

Populist politicians in developed countries aim hostile rhetoric at economic migrants, aiming to deter their arrival. But for those who make it across borders to work abroad, sending money home […]

Payment’s changing promise

Payment lies at the origins of money and a promise to pay still supports public currency. The Bank of England promises to pay…but what? As if to reinforce the belief […]

Payments are about client data

I meet technologist Dave Birch on a cold, wet January afternoon at Patisserie Valerie in Old Compton Street, a café in London’s Soho district. This is the original branch of […]

Can bitcoin live on fees alone?

A new Bank for International Settlements (BIS) report has reignited the debate over cryptocurrencies’ long-term viability. In a research paper released this week, Raphael Auer of the BIS’s Monetary and […]

The battle over financial privacy

Expectations that cryptocurrencies would grant their users complete anonymity have proved wide of the mark. But the debate over digital money and privacy may just be beginning. [This article is […]