{"id":6798,"date":"2021-12-14T17:14:30","date_gmt":"2021-12-14T17:14:30","guid":{"rendered":"https:\/\/newmoneyreview.com\/?p=6798"},"modified":"2022-01-12T12:53:38","modified_gmt":"2022-01-12T12:53:38","slug":"uk-e-money-firms-are-financial-crime-risk-watchdog-warns","status":"publish","type":"post","link":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/","title":{"rendered":"UK e-money firms are financial crime risk, watchdog warns"},"content":{"rendered":"

During the last decade the UK has become a global leader in financial technology (fintech), attracting a volume of investment that\u2019s second only to the US<\/a>.<\/p>\n

Light-touch regulation\u2014meant to help fintech start-ups get off the ground\u2014has been key in supporting this trend<\/a>.<\/p>\n

Now a new report by an anti-corruption watchdog suggests that the UK\u2019s hands-off policy may have backfired.<\/p>\n

According to Transparency International, four in every ten electronic money (e-money) institutions, or \u2018EMIs\u2019, raise money laundering red flags.<\/p>\n

What are EMIs?<\/strong><\/p>\n

EMIs, a key fintech sector, include firms like Revolut, which has a market value higher than NatWest bank.<\/p>\n

EMIs provide many of the services offered by high-street banks, such as current accounts and money transfers.<\/p>\n

But whereas banks lend money, EMIs don’t. And EMI clients are more at risk in a corporate collapse: it’s only banks that offer the state insurance of deposits<\/a>.<\/p>\n

Earlier this year, Revolut said it wanted to become a bank<\/a>, leaving its EMI status behind.<\/p>\n

Critical risks<\/strong><\/p>\n

In today\u2019s report, Transparency International said it had found a number of critical money laundering risks in the EMI sector and called for an immediate tightening of the rules.<\/p>\n

\u201cWithout tougher supervision, EMIs will become a route of choice for those seeking to funnel the proceeds of crime and corruption through Britain\u2014if they are not already,\u201d Transparency International said.<\/p>\n

Last week, foreign policy think-tank Chatham House slammed the UK government\u2019s record on illicit money flows<\/a>, saying that London had become a home for kleptocrats, many from the former USSR.<\/p>\n

Transparency International\u2019s research into EMIs was conducted using open-source information, including reports from Companies House, leaked data like the Panama Papers<\/a> and entries from LinkedIn.<\/p>\n

Transparency International said that of the 261 EMIs authorised to operate in the UK by the Financial Conduct Authority, 100 raised money laundering red flags.<\/p>\n

Theses included being named as having poor anti-money laundering controls or having processed criminal wealth.<\/p>\n

\u201cWithout tougher supervision, EMIs will become a route of choice for those seeking to funnel the proceeds of crime and corruption through Britain\u201d<\/p><\/blockquote>\n

Other red flags were having owners or senior managers that had been named in past money laundering investigations, or who had worked for institutions alleged or proven to have anti-money laundering failings.<\/p>\n

EMIs sold with secrecy tools<\/strong><\/p>\n

According to Transparency International, there are practically no barriers to entry in the UK for someone wanting to buy an EMI.<\/p>\n

These firms can be bought and sold off the shelf in countries with high money laundering risks, the watchdog said.<\/p>\n

38 Russian- and Ukrainian-language corporate services websites sell British EMI accounts, Transparency International said.<\/p>\n

On such sites, EMIs are offered for sale alongside secretive offshore companies for clients who want to hide their identities, it went on.<\/p>\n

It was recently possible to buy a fully licensed UK EMI for between \u00a3600,000 and \u00a31.5m, Transparency International said.<\/p>\n

In its report, the watchdog issued nine recommendations to address money laundering risks in the EMI sector. These included the vetting of EMI owners\u2019 families and associates and the introduction of proper checks for those setting up UK companies.<\/p>\n

EMIs\u2019 owners and senior managers should also face the same potential sanctions as bankers for bad behaviour, Transparency International said.<\/p>\n

Under the FCA\u2019s rules for top executives, bankers face prison for serious breaches of the rules.<\/p>\n

Sign up here<\/a> for the New Money Review newsletter<\/em><\/p>\n

Click here<\/a> for a full list of episodes of the New Money Review podcast: the future of money in 30 minutes<\/em><\/p>\n

Related content from New Money Review<\/em><\/span><\/p>\n

Moneyland<\/a><\/p>\n

Let the bad guys in<\/a><\/p>\n

The battle over financial privacy<\/a><\/p>\n

Companies and partnerships launder most dirty money<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

During the last decade the UK has become a global leader in financial technology (fintech), attracting a volume of investment that\u2019s second only to the US. Light-touch regulation\u2014meant to help […]<\/p>\n","protected":false},"author":4,"featured_media":5807,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1013,1012,1026,1027,1014],"tags":[2085,1189,1655,2022],"class_list":{"0":"post-6798","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-account","8":"category-exchange","9":"category-latest-slider","10":"category-our-picks","11":"category-payment","12":"tag-emis","13":"tag-fca","14":"tag-money-laundering","15":"tag-transparency-international"},"yoast_head":"\nUK e-money firms are financial crime risk, watchdog warns - New Money Review<\/title>\n<meta name=\"description\" content=\"A key fintech sector may allow large-scale flows of criminal funds into the UK, warns Transparency International\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UK e-money firms are financial crime risk, watchdog warns - New Money Review\" \/>\n<meta property=\"og:description\" content=\"A key fintech sector may allow large-scale flows of criminal funds into the UK, warns Transparency International\" \/>\n<meta property=\"og:url\" content=\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/\" \/>\n<meta property=\"og:site_name\" content=\"New Money Review\" \/>\n<meta property=\"article:published_time\" content=\"2021-12-14T17:14:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-01-12T12:53:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2020\/09\/shutterstock_365647340.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1400\" \/>\n\t<meta property=\"og:image:height\" content=\"933\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"New Money Review Staff\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@newmoneyreview\" \/>\n<meta name=\"twitter:site\" content=\"@newmoneyreview\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"New Money Review Staff\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/\"},\"author\":{\"name\":\"New Money Review Staff\",\"@id\":\"https:\/\/newmoneyreview.com\/#\/schema\/person\/34c47dea9161c6b33d0ca38dc5972730\"},\"headline\":\"UK e-money firms are financial crime risk, watchdog warns\",\"datePublished\":\"2021-12-14T17:14:30+00:00\",\"dateModified\":\"2022-01-12T12:53:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/\"},\"wordCount\":615,\"publisher\":{\"@id\":\"https:\/\/newmoneyreview.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2020\/09\/shutterstock_365647340.jpg\",\"keywords\":[\"EMIs\",\"FCA\",\"money laundering\",\"Transparency International\"],\"articleSection\":[\"ACCOUNT\",\"EXCHANGE\",\"Latest\",\"Our Picks\",\"PAYMENT\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/\",\"url\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/\",\"name\":\"UK e-money firms are financial crime risk, watchdog warns - New Money Review\",\"isPartOf\":{\"@id\":\"https:\/\/newmoneyreview.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2020\/09\/shutterstock_365647340.jpg\",\"datePublished\":\"2021-12-14T17:14:30+00:00\",\"dateModified\":\"2022-01-12T12:53:38+00:00\",\"description\":\"A key fintech sector may allow large-scale flows of criminal funds into the UK, warns Transparency International\",\"breadcrumb\":{\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#primaryimage\",\"url\":\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2020\/09\/shutterstock_365647340.jpg\",\"contentUrl\":\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2020\/09\/shutterstock_365647340.jpg\",\"width\":1400,\"height\":933},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/newmoneyreview.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"UK e-money firms are financial crime risk, watchdog warns\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/newmoneyreview.com\/#website\",\"url\":\"https:\/\/newmoneyreview.com\/\",\"name\":\"New Money Review\",\"description\":\"A periodical covering the accelerating changes in money\",\"publisher\":{\"@id\":\"https:\/\/newmoneyreview.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/newmoneyreview.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/newmoneyreview.com\/#organization\",\"name\":\"New Money Review\",\"url\":\"https:\/\/newmoneyreview.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/newmoneyreview.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2018\/01\/cropped-nmr_close-crop.jpg\",\"contentUrl\":\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2018\/01\/cropped-nmr_close-crop.jpg\",\"width\":1418,\"height\":158,\"caption\":\"New Money Review\"},\"image\":{\"@id\":\"https:\/\/newmoneyreview.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/newmoneyreview\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/newmoneyreview.com\/#\/schema\/person\/34c47dea9161c6b33d0ca38dc5972730\",\"name\":\"New Money Review Staff\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/newmoneyreview.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/dde30bd01b88010f95b116e674eb3b5b8ef18e77ebe766eceab195eb45d35934?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/dde30bd01b88010f95b116e674eb3b5b8ef18e77ebe766eceab195eb45d35934?s=96&d=mm&r=g\",\"caption\":\"New Money Review Staff\"},\"url\":\"https:\/\/newmoneyreview.com\/index.php\/author\/new-money-review-staff\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"UK e-money firms are financial crime risk, watchdog warns - New Money Review","description":"A key fintech sector may allow large-scale flows of criminal funds into the UK, warns Transparency International","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/","og_locale":"en_GB","og_type":"article","og_title":"UK e-money firms are financial crime risk, watchdog warns - New Money Review","og_description":"A key fintech sector may allow large-scale flows of criminal funds into the UK, warns Transparency International","og_url":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/","og_site_name":"New Money Review","article_published_time":"2021-12-14T17:14:30+00:00","article_modified_time":"2022-01-12T12:53:38+00:00","og_image":[{"width":1400,"height":933,"url":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2020\/09\/shutterstock_365647340.jpg","type":"image\/jpeg"}],"author":"New Money Review Staff","twitter_card":"summary_large_image","twitter_creator":"@newmoneyreview","twitter_site":"@newmoneyreview","twitter_misc":{"Written by":"New Money Review Staff","Estimated reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#article","isPartOf":{"@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/"},"author":{"name":"New Money Review Staff","@id":"https:\/\/newmoneyreview.com\/#\/schema\/person\/34c47dea9161c6b33d0ca38dc5972730"},"headline":"UK e-money firms are financial crime risk, watchdog warns","datePublished":"2021-12-14T17:14:30+00:00","dateModified":"2022-01-12T12:53:38+00:00","mainEntityOfPage":{"@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/"},"wordCount":615,"publisher":{"@id":"https:\/\/newmoneyreview.com\/#organization"},"image":{"@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#primaryimage"},"thumbnailUrl":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2020\/09\/shutterstock_365647340.jpg","keywords":["EMIs","FCA","money laundering","Transparency International"],"articleSection":["ACCOUNT","EXCHANGE","Latest","Our Picks","PAYMENT"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/","url":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/","name":"UK e-money firms are financial crime risk, watchdog warns - New Money Review","isPartOf":{"@id":"https:\/\/newmoneyreview.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#primaryimage"},"image":{"@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#primaryimage"},"thumbnailUrl":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2020\/09\/shutterstock_365647340.jpg","datePublished":"2021-12-14T17:14:30+00:00","dateModified":"2022-01-12T12:53:38+00:00","description":"A key fintech sector may allow large-scale flows of criminal funds into the UK, warns Transparency International","breadcrumb":{"@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#primaryimage","url":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2020\/09\/shutterstock_365647340.jpg","contentUrl":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2020\/09\/shutterstock_365647340.jpg","width":1400,"height":933},{"@type":"BreadcrumbList","@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/12\/14\/uk-e-money-firms-are-financial-crime-risk-watchdog-warns\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/newmoneyreview.com\/"},{"@type":"ListItem","position":2,"name":"UK e-money firms are financial crime risk, watchdog warns"}]},{"@type":"WebSite","@id":"https:\/\/newmoneyreview.com\/#website","url":"https:\/\/newmoneyreview.com\/","name":"New Money Review","description":"A periodical covering the accelerating changes in money","publisher":{"@id":"https:\/\/newmoneyreview.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/newmoneyreview.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/newmoneyreview.com\/#organization","name":"New Money Review","url":"https:\/\/newmoneyreview.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/newmoneyreview.com\/#\/schema\/logo\/image\/","url":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2018\/01\/cropped-nmr_close-crop.jpg","contentUrl":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2018\/01\/cropped-nmr_close-crop.jpg","width":1418,"height":158,"caption":"New Money Review"},"image":{"@id":"https:\/\/newmoneyreview.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/newmoneyreview"]},{"@type":"Person","@id":"https:\/\/newmoneyreview.com\/#\/schema\/person\/34c47dea9161c6b33d0ca38dc5972730","name":"New Money Review Staff","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/newmoneyreview.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/dde30bd01b88010f95b116e674eb3b5b8ef18e77ebe766eceab195eb45d35934?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/dde30bd01b88010f95b116e674eb3b5b8ef18e77ebe766eceab195eb45d35934?s=96&d=mm&r=g","caption":"New Money Review Staff"},"url":"https:\/\/newmoneyreview.com\/index.php\/author\/new-money-review-staff\/"}]}},"jetpack_featured_media_url":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2020\/09\/shutterstock_365647340.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/posts\/6798","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/comments?post=6798"}],"version-history":[{"count":6,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/posts\/6798\/revisions"}],"predecessor-version":[{"id":6839,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/posts\/6798\/revisions\/6839"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/media\/5807"}],"wp:attachment":[{"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/media?parent=6798"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/categories?post=6798"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/tags?post=6798"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}