{"id":6223,"date":"2021-03-11T12:06:34","date_gmt":"2021-03-11T12:06:34","guid":{"rendered":"https:\/\/newmoneyreview.com\/?p=6223"},"modified":"2021-04-07T15:16:21","modified_gmt":"2021-04-07T15:16:21","slug":"tether-reserve-mystery-drags-on","status":"publish","type":"post","link":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/","title":{"rendered":"Tether reserve mystery drags on"},"content":{"rendered":"

Last month cryptodollar<\/a> issuer Tether agreed with New York prosecutors to come clean on its reserves, long a topic of controversy. But the general public may still end up none the wiser about Tether\u2019s backing.<\/p>\n

In its 23 February settlement agreement with the New York State Attorney General<\/a> (NYAG), Letitia James, Tether committed within ninety days to provide documents substantiating its reserve accounts. The token issuer said it would also verify it is keeping clients\u2019 money separate from its own operational accounts and those of Tether\u2019s affiliate company, cryptocurrency exchange Bitfinex.<\/p>\n

But the NYAG failed to respond to a question from New Money Review about whether it will be publishing details of Tether\u2019s reserve backing once it receives them.<\/p>\n

The settlement agreement states that Tether will itself publish the categories of assets backing tether, and whether any category constitutes a loan to an affiliated entity, for a period of two years.<\/p>\n

For its part, Tether has so far only made a public commitment to provide \u2018an update on tether\u2019s asset backing\u2019 at some point during 2021<\/a>.<\/p>\n

Lack of clarity on reserve backing<\/strong><\/p>\n

In the settlement agreement, the NYAG provided evidence that Tether had in the past repeatedly mixed clients’ funds with its own and those of Bitfinex.<\/p>\n

According to James, Tether had also repeatedly lied about its asset backing and had operated for long periods without adequate cash reserves<\/a>.<\/p>\n

Tether\u2019s website says that its dollar tokens are backed by reserves, which include \u2018traditional currency and cash equivalents and, from time to time, may include other assets and receivables from loans made by Tether to third parties, which may include affiliated entities\u2019.<\/p>\n

Prior to February 2019, Tether had said that its tokens were fully backed by traditional currency held in bank accounts.<\/p>\n

Bahamas CB data show insufficient cash to back Tether<\/strong><\/p>\n

Tether’s bank, Deltec Bank and Trust, is based in the Bahamas. But the total foreign currency deposits across all the country’s banks at the end of 2020 were far short of the amount needed to back all the tethers in issue with hard cash.<\/p>\n

According to the Bahamian central bank, the total foreign currency deposits held by domestic banks were $5.67bn at the end of 2020. At the same date, the total value of tether tokens in issue was $20.92bn.<\/p>\n

The pace of issuance of tethers has since accelerated. From the beginning of 2021 the value of the tethers outstanding has nearly doubled, reaching $37.9bn by March 11.<\/p>\n

Tether issuance accelerates<\/em><\/p>\n

\"\"<\/p>\n

Source: Coingecko<\/em><\/p>\n

Confusion over statistics<\/strong><\/p>\n

In a podcast interview conducted in January, the deputy CEO of Deltec said that Tether\u2019s cash reserves were not included in the Bahamian central bank’s domestic banking statistics.<\/p>\n

\u201cWe are not a domestic bank for the reporting of deposits,\u201d Gregory Pepin told interviewer Laura Shin<\/a>.<\/p>\n

However, the central bank of Bahamas appears to contradict this claim. It says in its statistical digest<\/a> that \u2018other local financial institutions\u2019, a category that includes Deltec, are included in the domestic bank category for the purpose of the reporting of foreign liabilities (i.e., customer deposits in foreign currency).<\/p>\n

The Bahamian central bank did not reply to our emailed request for clarification. However, there is past evidence from its own data to support the argument that Deltec’s foreign currency deposits are included in the domestic banking statistics.<\/p>\n

According to a Bloomberg article published in 2018<\/a>, a $1.6bn jump in the Bahamas\u2019 banking sector\u2019s foreign currency liabilities in July of that year appears to have reflected the movement of funds from Tether\u2019s previous bank, Noble, based in Puerto Rico, into Tether\u2019s accounts at Deltec.<\/p>\n

We asked Tether why, given that Deltec holds the cash part of its reserves, the large 2020 increase in tether supply had not been reflected in the official Bank of Bahamas banking sector statistics. The stablecoin issuer declined to comment.<\/p>\n

NY won’t want to be de facto Tether regulator<\/strong><\/p>\n

According to one cryptocurrency market observer, those expecting the New York authorities to help throw light on the mystery of Tether\u2019s reserve backing could end up disappointed.<\/p>\n

\u201cI don\u2019t think [the NYAG] will [force Tether to disclose its reserves], they will not see it as their job,\u201d Ian Grigg, a cryptographer and digital currency expert, told New Money Review<\/em>.<\/p>\n

\u201cNYAG is in a dangerous position,\u201d said Grigg. \u201cBy undertaking this review they are in danger of stepping up and becoming the de facto regulator of Tether.\u201d<\/p>\n

Now that Tether has committed not to undertake any New York business, said Grigg, \u201c[The NYAG] will be very careful to not get engaged in overt actions.\u201d<\/p>\n

Implications for bitcoin<\/strong><\/p>\n

Meanwhile, allegations have persisted since 2018<\/a> that the issuance of unbacked tethers has been used to prop up the market price of bitcoin.<\/p>\n

Some prominent observers even believe the largest stablecoin poses an existential risk to the leading cryptocurrency.<\/p>\n

According to Vitalik Buterin, the founder of the ethereum cryptocurrency, Tether is a \u201cticking time bomb\u201d under bitcoin.<\/p>\n

Buterin was speaking on the Tim Ferriss podcast, published March 9.<\/a><\/p>\n

Sign up here<\/a> for the New Money Review newsletter<\/em><\/p>\n

Click here<\/a> for a full list of episodes of the New Money Review podcast: the future of money in 30 minutes<\/em><\/p>\n

Related content from New Money Review<\/em><\/span><\/p>\n

NY Attorney General says Tether lied outright about its reserves<\/a><\/p>\n

Untangling Tether<\/a><\/p>\n

Tether has to open its vaults<\/a><\/p>\n

Tether’s backing could be disclosed later this year<\/a><\/p>\n

BitMEX trials could throw light on tether<\/a><\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Last month cryptodollar issuer Tether agreed with New York prosecutors to come clean on its reserves, long a topic of controversy. But the general public may still end up none […]<\/p>\n","protected":false},"author":3,"featured_media":6221,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1013,1012,1053,1027,1011],"tags":[1975,1973,1974,1420],"class_list":{"0":"post-6223","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-account","8":"category-exchange","9":"category-featured-1","10":"category-our-picks","11":"category-value","12":"tag-buterin","13":"tag-deltec-bahamas","14":"tag-pepin","15":"tag-tether"},"yoast_head":"\nTether reserve mystery drags on - New Money Review<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tether reserve mystery drags on - New Money Review\" \/>\n<meta property=\"og:description\" content=\"Last month cryptodollar issuer Tether agreed with New York prosecutors to come clean on its reserves, long a topic of controversy. But the general public may still end up none […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/\" \/>\n<meta property=\"og:site_name\" content=\"New Money Review\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-11T12:06:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-04-07T15:16:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2021\/03\/mystery.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1400\" \/>\n\t<meta property=\"og:image:height\" content=\"933\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Paul Amery\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ameryp\" \/>\n<meta name=\"twitter:site\" content=\"@newmoneyreview\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Paul Amery\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/\"},\"author\":{\"name\":\"Paul Amery\",\"@id\":\"https:\/\/newmoneyreview.com\/#\/schema\/person\/71bdc8f94d4973d4c5bd2a8fe5a83412\"},\"headline\":\"Tether reserve mystery drags on\",\"datePublished\":\"2021-03-11T12:06:34+00:00\",\"dateModified\":\"2021-04-07T15:16:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/\"},\"wordCount\":903,\"publisher\":{\"@id\":\"https:\/\/newmoneyreview.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2021\/03\/mystery.jpg\",\"keywords\":[\"Buterin\",\"Deltec. Bahamas\",\"Pepin\",\"Tether\"],\"articleSection\":[\"ACCOUNT\",\"EXCHANGE\",\"Featured\",\"Our Picks\",\"VALUE\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/\",\"url\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/\",\"name\":\"Tether reserve mystery drags on - New Money Review\",\"isPartOf\":{\"@id\":\"https:\/\/newmoneyreview.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2021\/03\/mystery.jpg\",\"datePublished\":\"2021-03-11T12:06:34+00:00\",\"dateModified\":\"2021-04-07T15:16:21+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#primaryimage\",\"url\":\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2021\/03\/mystery.jpg\",\"contentUrl\":\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2021\/03\/mystery.jpg\",\"width\":1400,\"height\":933},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/newmoneyreview.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tether reserve mystery drags on\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/newmoneyreview.com\/#website\",\"url\":\"https:\/\/newmoneyreview.com\/\",\"name\":\"New Money Review\",\"description\":\"A periodical covering the accelerating changes in money\",\"publisher\":{\"@id\":\"https:\/\/newmoneyreview.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/newmoneyreview.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/newmoneyreview.com\/#organization\",\"name\":\"New Money Review\",\"url\":\"https:\/\/newmoneyreview.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/newmoneyreview.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2018\/01\/cropped-nmr_close-crop.jpg\",\"contentUrl\":\"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2018\/01\/cropped-nmr_close-crop.jpg\",\"width\":1418,\"height\":158,\"caption\":\"New Money Review\"},\"image\":{\"@id\":\"https:\/\/newmoneyreview.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/newmoneyreview\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/newmoneyreview.com\/#\/schema\/person\/71bdc8f94d4973d4c5bd2a8fe5a83412\",\"name\":\"Paul Amery\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/newmoneyreview.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/58b6269b43fc8c137f118222b601e5041bee2cc0e3291a23180bfb7d36499b18?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/58b6269b43fc8c137f118222b601e5041bee2cc0e3291a23180bfb7d36499b18?s=96&d=mm&r=g\",\"caption\":\"Paul Amery\"},\"sameAs\":[\"https:\/\/x.com\/@ameryp\"],\"url\":\"https:\/\/newmoneyreview.com\/index.php\/author\/paul-amery\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Tether reserve mystery drags on - New Money Review","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/","og_locale":"en_GB","og_type":"article","og_title":"Tether reserve mystery drags on - New Money Review","og_description":"Last month cryptodollar issuer Tether agreed with New York prosecutors to come clean on its reserves, long a topic of controversy. But the general public may still end up none […]","og_url":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/","og_site_name":"New Money Review","article_published_time":"2021-03-11T12:06:34+00:00","article_modified_time":"2021-04-07T15:16:21+00:00","og_image":[{"width":1400,"height":933,"url":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2021\/03\/mystery.jpg","type":"image\/jpeg"}],"author":"Paul Amery","twitter_card":"summary_large_image","twitter_creator":"@ameryp","twitter_site":"@newmoneyreview","twitter_misc":{"Written by":"Paul Amery","Estimated reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#article","isPartOf":{"@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/"},"author":{"name":"Paul Amery","@id":"https:\/\/newmoneyreview.com\/#\/schema\/person\/71bdc8f94d4973d4c5bd2a8fe5a83412"},"headline":"Tether reserve mystery drags on","datePublished":"2021-03-11T12:06:34+00:00","dateModified":"2021-04-07T15:16:21+00:00","mainEntityOfPage":{"@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/"},"wordCount":903,"publisher":{"@id":"https:\/\/newmoneyreview.com\/#organization"},"image":{"@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#primaryimage"},"thumbnailUrl":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2021\/03\/mystery.jpg","keywords":["Buterin","Deltec. Bahamas","Pepin","Tether"],"articleSection":["ACCOUNT","EXCHANGE","Featured","Our Picks","VALUE"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/","url":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/","name":"Tether reserve mystery drags on - New Money Review","isPartOf":{"@id":"https:\/\/newmoneyreview.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#primaryimage"},"image":{"@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#primaryimage"},"thumbnailUrl":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2021\/03\/mystery.jpg","datePublished":"2021-03-11T12:06:34+00:00","dateModified":"2021-04-07T15:16:21+00:00","breadcrumb":{"@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#primaryimage","url":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2021\/03\/mystery.jpg","contentUrl":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2021\/03\/mystery.jpg","width":1400,"height":933},{"@type":"BreadcrumbList","@id":"https:\/\/newmoneyreview.com\/index.php\/2021\/03\/11\/tether-reserve-mystery-drags-on\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/newmoneyreview.com\/"},{"@type":"ListItem","position":2,"name":"Tether reserve mystery drags on"}]},{"@type":"WebSite","@id":"https:\/\/newmoneyreview.com\/#website","url":"https:\/\/newmoneyreview.com\/","name":"New Money Review","description":"A periodical covering the accelerating changes in money","publisher":{"@id":"https:\/\/newmoneyreview.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/newmoneyreview.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/newmoneyreview.com\/#organization","name":"New Money Review","url":"https:\/\/newmoneyreview.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/newmoneyreview.com\/#\/schema\/logo\/image\/","url":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2018\/01\/cropped-nmr_close-crop.jpg","contentUrl":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2018\/01\/cropped-nmr_close-crop.jpg","width":1418,"height":158,"caption":"New Money Review"},"image":{"@id":"https:\/\/newmoneyreview.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/newmoneyreview"]},{"@type":"Person","@id":"https:\/\/newmoneyreview.com\/#\/schema\/person\/71bdc8f94d4973d4c5bd2a8fe5a83412","name":"Paul Amery","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/newmoneyreview.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/58b6269b43fc8c137f118222b601e5041bee2cc0e3291a23180bfb7d36499b18?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/58b6269b43fc8c137f118222b601e5041bee2cc0e3291a23180bfb7d36499b18?s=96&d=mm&r=g","caption":"Paul Amery"},"sameAs":["https:\/\/x.com\/@ameryp"],"url":"https:\/\/newmoneyreview.com\/index.php\/author\/paul-amery\/"}]}},"jetpack_featured_media_url":"https:\/\/newmoneyreview.com\/wp-content\/uploads\/2021\/03\/mystery.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/posts\/6223","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/comments?post=6223"}],"version-history":[{"count":15,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/posts\/6223\/revisions"}],"predecessor-version":[{"id":6241,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/posts\/6223\/revisions\/6241"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/media\/6221"}],"wp:attachment":[{"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/media?parent=6223"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/categories?post=6223"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newmoneyreview.com\/index.php\/wp-json\/wp\/v2\/tags?post=6223"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}